Budget Planning
“For there is a proper time and procedure for every delight, though a man’s trouble is heavy upon him.” Ecclesiastes 8:6
Identify The Problem
The first step it to be honest and accept the fact that there is a problem.
78% are living paycheck-to-paycheck
36% can’t cover a $400 emergency
But the average household income in Auglaize county is over $91,000/year?
For most people, this isn’t an income problem, it’s a process problem. More income is always great, but without a designed plan to manage your income and expenses, you will end up with the same problems…but bigger.
A lack of process removes your sense of control. Lack of control creates chaos. Chaos creates stress. Stress creates an environment of poor decision making.
Know Your Numbers
Imagine if you were looking at a map and saw your destination, but you didn’t know where you currently were:
How would you know which direction to go?
Your numbers tell your story. By doing a thorough evaluation of your income, expenses, assets, and liabilities; you will finally get a big-picture view of your financial situation. We’ve built customizable tools to help you do this.
Here’s the best part, we don’t even need to track your “disposable” income. We categorize you expenses in two, easy-to-understand baskets, and we only care about one of them and how much you save.
Make it Easy
Once you know where your money is going, then it is time to create your system to manage your budgets, reduce your debts, and start saving money.
Our system is easy, we automate as much as possible, and your spending habits have to barely change.
Once we get you set up, there is no thinking or doing required in your day-to-day. All you need to do is live within the budget and strategically reduce recurring monthly bills.
We provide you with tools and coaching on our system to track your monthly expenses and blueprint your escape to financial freedom.
Proceed and Prevail
As you continue through the program, your are going to see win after win. You will finally feel weight lifted off your shoulders and enjoy breathing room.
This a a period that can be very dangerous. Comfort can bring complacency, which can lead back into same hole you just dug out of. It is extremely important to continue the program and long-term, heathy habits.
We are here to help you stay on track and discover more ways to achieve true financial freedom.